![]() (For more information about how to qualify for Member Advantage, see “About BECU Credit Union + Eligibility.”) CD Rates (Without Member Advantage) Term If you are not, here are the rates you will earn. If you are eligible for a Member Advantage checking or savings account, you will receive higher rates of return on CDs. The BECU Member Advantage program, an exclusive eligibility tier, rewards premium rates and other perks to qualifying members of the credit union for checking and savings accounts, and this includes certificates of deposit. Joining the Member Advantage program will entitle you to better rates on deposits and savings. This credit union’s savings products are unique in that they offer dozens of different rates and terms. ![]() BECU CD accounts are federally insured by the NCUA (FDIC equivalent for credit unions) up to $250,000.
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